www.securinglifetoday.com
Life insurance is a funny thing!
Meeting with thousands of people over the past 7 years, and helping hundreds get covered for the first time and or re evaluating their existing coverage, has led me to a few conclusions about the perception of Life Insurance.
Life Insurance appears to be seen as a positive, once someone truly understands the value of their own life, but also the reality that their family will always be the most important factor in their life as well. The goal for consumers who want or need Life Insurance, or even the consumer who hasn't realized that they can benefit from the priceless value of Life Insurance, yet, is because Life Insurance is not being expressed and educated as being one of the most important things one could provide to their family. In addition, how economical it truly is, in comparison to playing the Russian roulette game of life.
This is a great client example to share how even people that have, or think they have a lot of assets, can use life insurance to leverage providing a legacy:
Example
Client - John Doe expresses that they don't need life insurance. I (Professional Insurance Advisor) ask, why is that? John Doe replies, because I have assets, I own some real estate and other investments that I plan on leaving to the kids, that should be good!
I (Professional Insurance Advisor) ask John Doe, let me ask you a question, do you feel your able to retire right now? John Doe says, well no, probably not yet. I (Professional Insurance Advisor) also ask, so if you believe your not in a position to retire yet, do you think that if you end up a living a normal life, and let's say you retire at age 65, and you just so happen to live until 90, that's 25 years of income you will need, net after taxes, that you will have to live off of, from your real estate and investments. With the reality of the cost of living forever going up (inflation), is it possible that you may just use up all of your assets for your own retirement? John Doe says, yes,very possible. I (Professional Insurance Advisor) also ask, is it possible you may end up not even having a enough? I mean, is this a possibility? John Doe says, yes, absolutely, I never really thought about that.
I (Professional Insurance Advisor) then ask the client, lets assume that the above scenario becomes a reality, how would you feel if you were not able to leave your children a legacy, when your whole life that was your intention.? To give our children a head start in this world is paramount for their success. Our Children and family will need the most help they can get, financially, moving forward in our society. The cost of living is at an all time high and will forever keep growing, the price of goods are at an all time high and will also forever continue to grow. However, income is not necessarily continuing to grow at the same rate as our population, jobs, housing and goods.
I (Professional Insurance Advisor) then ask John Doe one last question, what if you could create a guaranteed solution to your problem, one that would allow you to never have to put yourself in a situation of having to choose, one that could take the unknown out of the equation, leaving you with peace of mind and clarity.
This client chose to get Life Insurance for the first time, and so can you!
www.securinglifetoday.com
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